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Understanding Percent 1. Convert 0.45 to percent form. 2. What is 70% of 200? 3. Rewrite the fraction 240100240100 as a percentage. 4. 20 is what percent of 500? Discounts, Markups, and Sales Tax 5. An item with a retail price of…

Figure 6.28 Federal income tax is a concern for most US citizens. (credit: “1040 US tax form” by Marco Verch Professional Photographer/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: Before the start of the American…

Figure 6.26 Purchasing a home is a big investment, while renting is a lower cost alternative. (credit: “New construction, new development house for sale” by jongorey, CC BY 2.0) Learning Objectives After completing this section, you should be able to: After renting…

Figure 6.25 The choice to lease or buy is based on cost and other concerns. (credit: “Car Insurance” by Pictures of Money/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: There are people who don’t need…

Figure 6.22 Credit cards are both a convenience and a danger. (credit: “Credit Cards” by Sean MacEntee/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: It can be difficult to get along these days without at…

Figure 6.21 College is often paid for through loans. (credit: “Sidewalk Scene in front of Science Building” by IMCBerea College Wikimedia Commons, CC- BY 2.0) Learning Objectives After completing this section, you should be able to: Obtaining a Student Loan All college…

Figure 6.17 Loans are contracts that allow people to buy now but require them to pay more. (credit: “Closing” by Tim Pierce/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: New car envy is real. Some…

Figure 6.13 Stocks are bought and sold to improve investment values. (credit: modification of work “FT ringing the Closing Bell at the NYSE” by Financial Times/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: You can…

Figure 6.8 Money wisely invested grows over time. (credit: “Stack of Cash” by Janak Raja/Flickr, Public Domain Mark 1.0) Learning Objectives After completing this section, you should be able to: The stock market crash of 1929 led to the Great Depression, a…

Figure 6.7 Calculating a budget is important to your financial health. (credit: “Budget planning concept on white desk” by Marco Verch Professional Photographer/Flickr, CC BY 2.0) Learning Objectives After completing this section, you should be able to: “That doesn’t fit in the…